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Rewards Redeemed 2011 - UPDATE

November 10th, 2011 at 09:21 am

I am updating for redeemed SW rewards. Was about $375 more than expected. Firstly, rewards were on sale. Secondly, dh was able to get a newer/better reward honored. So, he went from $250 in rewards to $500. The sale turned $500 into $625. I still can't believe the rewards were on sale all month - I didn't really think by the time the second half came through that they would still be on sale! We officially redeemed those, yesterday.

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UPDATED TALLY:

$1230 cash (Chase Sapphire $1030 + Chase Frdm $200)
$1640 gift cards (Citi $500 + SW $515 + SW $625)
$100 gift cards - Citi for trying to close card
$310 gift cards - Citi
-$99 annual fee (SW card)
+$99 annual fee refunded when closed card
-$69 Fee (SW card)
*Will they refund this one too?*
-$41 lost value for exchanging some Citi gift cards for cash and amazon gift cards
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$3170 TOTAL *ONE-TIME REWARDS*

+$ 500 deposit to ROTH (Fidelity Am Ex - 2% cash back)
+$ 80 Target rewards (5% discount Target purchases; mostly groceries)
+$ 35 Visa Rewards (1% cash back - for places that don't take AmEx)
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=$3785 TOTAL REWARDS 2011
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In addition, I expect a $69 refund from SW card and just applied for another $250 cash reward. So, $4000 Total is looking very doable. (& if you told me this in June, I wouldn't have believed you!!)

At a later date I will breakdown exactly what I received (break down all the gift cards - what they were - and how much were sold for cash, etc.).

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