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Citi Denied Me!

September 2nd, 2011 at 04:42 pm

They sent me a nice letter about how they denied me because my name was not on the credit card offer.

I am skeptical. IF this were the only reason, why did they let me apply, then? Why do they let you change the name?

& REALLY??? My FICO scores are identical to dh's. Why on earth would they not look at my credit and just accept me??

So dh gets a second offer for a card he ALREADY HAS, and all I get is denied. Bah.

Plan B? I found they have the same card - no annual fee, earn $300 gift cards if spend $1500. I can swing that (2 months health insurance plus one gas fill up will cover it). So, I will think about this one. Hmmmm...

Well, I will wait a bit and see if Citi tries to court me, first. Plan B would be the reason they denied me. So, maybe Plan B should wait!

1 Responses to “Citi Denied Me!”

  1. Looking Forward Says:
    1314988218

    I bet they will send you something too. And if not I'd go with Plan B too.

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