State Farm Visa (back up card - 1% cash back) called to say their was strange activity on the card 2 months ago. They confirmed it was fraudulent and sent me new cards. I asked if there was anything I needed to do to dispute the charges. "Taken care of," they said.

So I got a bill.

So I called and they told me that they couldn't dispute the charges before because they hadn't "cleared." Whatevah.

So they sent me a form that was like due yesterday to dispute the charges. I filled it out, faxed and mailed it, rolling my eyes at their stupid due date.

I got a letter it was cleared and didn't think much of it, but "Glad that's over."

So today I get a bill for $1.50.

"Why?", you ask?

Because the fraudulent charge was some kind of international charge with a $1.50 "international transaction fee."

Needless to say, I listed the actual charge AND the FEE in my dispute, but I didn't notice they only removed the charge.

I have lost patience with the whole thing. I handed it to dh as though the principle is annoying, I can't handle it anymore. I HATE dealing with this stuff and fighting is not my thing. The cost/benefit accountant in me can't waste the time to fight $1.50.

Oh, BAD for the credit card company. I griped and gave it to dh to open a can of whoop-ass. I told him to CANCEL the card if this isn't taken care of ASAP. They will rue the day they crossed dh. Just how he is - he gets all bent out of shape.

For me I guess it's at the point where it annoys the hell out of me, but I can't see wasting any more of my TIME on the manner. But yeah, hell if I will pay it. Dh will take care of it - hehe.

I guess if I didn't have my dh I would be calling to cancel the card unless they removed the charge immediately. Which I guess is basically what I asked dh to do - I have just had enough.

I don't know if it is much of a threat since we are "deadbeats" who pay our card monthly and have never paid a fee. (& these days don't even use the card for purchases. We keep it as a backup because Chase is idiotic and likes to deny charges as suspicious, at random. I don't think we could be more predictable really - LOL. Likewise, dh's backup card is a card he hadn't used in like 5 years, with Chase, but they let him buy a $1k TV with that one when they denied it on our every day card. That makes a lot of sense? & yeah try calling the credit card company to work it out when you are buying concert tix. You can't buy good seats when your card denies you up front and you don't have a back up. They really have a knack for being a PITA).

Yeah, loving the credit card companies. Too bad I hate dealing in cash so much.

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Along the same lines, we switched to Dish when our cable company folded, and dh told them we did NOT want automatic payments. But they took the first payment as an automatic payment from our card. We haven't taken care of that one, but I got a bill they were going to charge our card again on Sept. 2 or something.

I just realized they never did. ????????

It can never be simple, eh? I have to go dig that bill out and see if they actually respected our wishes - maybe I just assumed they would take it again. Maybe just the rule for first payment.

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That's the minutia of life lately.

I can NOT believe it is the 10th already. (Well, 11th?).

!!!

Where did this month go?

BM is good as new today (as predicted). Will go to school.

Dh tells me they played a lot of video games and watched a lot of TV and so he did good resting (hard to get him to settle down when he is sick). BUT when he was outside with the tow truck driver, for a bit, when he came back in BM was running back and forth across the house as fast as he could. LOL. He had set his timer and was trying to run as FAST as he could. Typical BM. He gets like a caged animal when he is sick. He just had to let it out!

Well, dh tried his best. You can't watch him every second. Gah.

Anyway, I canceled our Chuck E Cheese date for the week and no more debating if we should go to the Wednesday Farmers Market. (Which saves $$$$$$$$$).

We are going to Colorado for a couple of days next week and I may work the next 2 Saturdays to make up some time.

SO, it seems overall it will be easy to stay low-spendy for the next 2 weeks. Too sick/too busy to do anything fun - hehe.

We'll see.

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ETA: Wouldn't you know, paid Dish on 8/15. Just forgot. I guess the first due date was an odd date and I Was surprised when it didn't clear around the 2nd of the month again.

Phew. Well, we still have to straighten it out. I don't like the automatic payment thing - its hard to correct errors and keep on top of it - I didn't even remember it was paid (though I obviously knew at one point; but quickly forgot).