Well I tried. I tried to think big - hehe. MIL was not into cashing out the life insurance. IT's okay I guess. She swears it is not costing her a dime anymore (dividends outweigh premiums). I was reading that after 10-15 years they pay off, but I Am looking at 2001 statements when dh was 25 and it was NOT paying off. So if she says so, whatever. We told her not to keep it for us. & she said she wanted to keep it, so we didn't push it - she is the one that paid all that money in. I decided to think positive about it (because I still think it is a horrible investment and rather get rid of it) I Decided if something happened to dh it would cover child care probably for the rest of the kids preschool years. SO whatever, it is better than nothiing. If he lives to 90 though might as well be flushed down the toilet- LOL. But I rather him live to be 90 and so oh well, whatever. I tried.

I have 2 items on ebay. So far dh's game is up to $1 (hoping to sell for $10). & the GPS we are selling for MIL is up to $108. So far we decided we'll probably take 20% commission though she may insist on giving us 1/2. We'll see! I have 1 baby item to try to sell and so between all that I think we make $50 this month off ebay - woohoo. Auctions close Sunday - we'll see where we land... & I'll have some challenge money!